We bridge the gap for low and middle-income families with flexible, transparent, and technology-driven housing loans.
We look beyond traditional salary slips. Cash-flow based assessment tailored for self-employed and informal income segments.
No hassle of visiting bank branches. Our dedicated Relationship Officers visit your home or workplace for document collection.
Experience lightning-fast credit evaluation and loan sanctioning powered by our cutting-edge technology system.
Complete transparency in processing fees, interest rates, and terms. Compliant with RBI Fair Practice Codes.
Get maximum loan funding for your property value, ensuring lower out-of-pocket down payments for your family.
Choose comfortable loan repayment tenures up to 20 years to keep your monthly EMIs affordable and stress-free.
Explore our wide range of affordable home finance solutions crafted for your dreams.
Purchase your ready-to-move-in house, ready flat, or resale property with attractive interest rates.
Build your dream house step-by-step on your own plot with customized construction stage disbursals.
Upgrade, renovate, tile, paint, or add additional floors/rooms to your existing home seamlessly.
Reimburse recent funds spent on property construction or home acquisition at attractive loan rates.
Switch your expensive existing home loan from another bank to Altum Credo for lower EMIs & top-up funding.
Fuel your business expansion, working capital, or stock inventory secured against your residential or commercial property.
Managing your Altum Credo home loan has never been easier. Access instant online services anytime, anywhere.
Make secure monthly EMI payments using UPI (Google Pay, PhonePe), Net Banking, or Debit Cards instantly.
Check real-time updates on your home loan application, credit verification, and disbursal progress.
Download provisional interest certificates for IT tax deduction (Sec 24b/80C), account statements, and property NOCs.
Set up or update your automated monthly bank debit mandate for seamless, zero-bounce EMI clearance.
Have a dedicated Altum Credo Relationship Manager visit your doorstep for loan consultation and paperwork.
Need assistance? Connect directly with our Grievance Redressal Officer or submit queries online.
We have streamlined our home financing process to be transparent, hassle-free, and fast.
Fill out our simple 60-second online lead form or contact your nearest Altum Credo branch to initiate your loan request.
Our dedicated Relationship Officer visits your doorstep for document collection, income assessment, and property evaluation.
Receive your formal loan sanction letter and fast disbursal directly into your bank account within 48 to 72 hours.
Plan your monthly budget easily by calculating your loan EMI or checking your maximum loan eligibility.
With 69+ branches across Maharashtra, Tamil Nadu, Karnataka, Rajasthan, Andhra Pradesh & Telangana, we are always close to your home.
Floor No. 7, Kalpataru Infinia, Plot No. 21, Wakdewadi, Shivajinagar, Pune 411005
Download the official Altum Credo Customer App to track loan applications, download e-statements, and pay EMIs seamlessly anytime, anywhere.
Track your home loan application status step-by-step in real-time.
Download interest certificates, account statements & NOC with one tap.
Pay monthly EMIs securely using Google Pay, PhonePe, UPI, or Netbanking.
Read how Altum Credo helped first-time homebuyers and self-employed families turn homeownership into reality.
"Being a small kirana store owner, traditional banks turned down my home loan due to lack of salary slips. Altum Credo evaluated my daily cash flows and sanctioned my loan in 3 days!"
"The doorstep service was fantastic. Their Relationship Officer visited our flat, collected documents, and guided us step-by-step. Zero hidden fees, total transparency!"
"I transferred my high-interest home loan from another bank to Altum Credo. My monthly EMI dropped significantly and I even got an additional top-up loan for home renovation!"
Find clear answers to common questions about home loan eligibility, interest rates, documents, and disbursal process.
Backed By Institutional Investors & Featured In Top Financial Media
Submit your details and our relationship manager will contact you within 2 hours.
We are Housing Finance Company Registered with Reserve Bank of India (RBI). Headquartered at Pune, currently has a presence in the states of Maharashtra, Tamil Nadu, Karnataka, Rajasthan, Andhra Pradesh and Telangana.
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